Shopping
1. Check the store if they have any Senior Discount Policy. This is getting popular nowadays. Some stores offer discounts on purchases made by seniors. Make sure you ask about it so you don’t miss out on any discounts. Remember, there’s no harm in asking.
2. Make a list and stick to it. Be sure to write down the things that you need before going to the grocery to avoid any unnecessary purchases. Be sure to update this list frequently.
3. Buy the store brand or the generic version. Most likely, the store brand is as good as the name brand. This will help a lot lowering your regular grocery bill.
4. Compare the price of items you buy in your local grocery with other stores in your area. You will be surprised on how much money you can save by shopping in the cheaper grocery store.
5. Do not go to the grocery when you are hungry, otherwise, you will end-up buying more than you actually need.
6. Sign-up for any free rewards program. You might not shop that much at that store, but you will accumulate points every time you do. Plus, the nice thing about this is that most likely the store would send you coupons and discounts as part of their promotions.
7. For online shopping, be sure to search the web for any online coupon codes and discounts before finalizing your order. There lots of websites out there that maintain a list of coupon and discount codes for hundreds of online stores.
8. Shop the clearance or bargain department, most online stores have this. Be sure to check if they have a free-shipping promotion (usually stores require a minimum purchase amount).